Last year I started this blog page and this is my 65th Blog. I am turning 45 this week, a major milestone in most of our life’s. I have never followed the matrix of society that guides what needs to be done at what age, what I know is that I have lived a life with experiences, some truly bitter to the core and some like angel’s guiding my path.

In my journey of life, I have experienced that three elements often stand at the crossroads of our ambitions and fulfilment: Money, Time & Knowledge. If we think closely, since we are born till today, at each stage of life there has been an interplay between these forces.

There’s a common saying:

“If you have any two of the three — Money, Time, and Knowledge — you can create the third.”

But what does this mean in practical terms? How can understanding the permutations of these elements help us build a blueprint for a happy, peaceful, and successful life?

To my limited understanding when given these three factors, the total permutations are 3! = 6.

These are :

So, how do we leverage these permutations to design a meaningful life?

a) Know Your Starting Point

• Are you rich in time ?
• Are you rich in money ?
• Are you rich in knowledge ?

b) Build the Triangle — Don’t Stay in One Zone

c) Use one to get Another : Think Strategically

d) Avoid Traps

• Knowledge without action = Frustration
• Time without direction = Wasted years
• Money without purpose = Emptiness

The concepts of money, time, and knowledge are more than just abstract ideas. It’s a lens that allows you to evaluate your goals, gaps, and progress. Life doesn’t need all three of them at once; instead, it requires you to grow and balance them wisely.
Understanding the permutations and exercising intention can help you transition from routine to resonance and from existence to greatness.
Thus, we can say that happiness, contentment, and success are ultimately the results of a life based on balance, purpose, and advancement rather than destinations.